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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,009 | $175,259-90.3% | $149,723-88.6% | $139,487-87.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 7.63% | 166.82%-159.2pp | 134.50%-126.9pp | 373.84%-366.2pp |
| Employer contribution / active EE | $4,181 | $5,478-23.7% | $4,821-13.3% | $4,755-12.1% |
| Participant deferral / active EE | $6,256 | $6,522-4.1% | $5,682+10.1% | $6,713-6.8% |
| Admin fee / account holder | $58,728 | $16,158+263.5% | $13,215+344.4% | $11,407+414.8% |