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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,492 | $51,207+0.6% | $70,565-27.0% | $75,177-31.5% |
| Participation rate | 50.0% | 61.0%-11.0pp | 68.4%-18.4pp | 67.2%-17.2pp |
| Annual return | 15.81% | 30.05%-14.2pp | 32.79%-17.0pp | 160.75%-144.9pp |
| Employer contribution / active EE | $1,388 | $1,826-24.0% | $2,976-53.4% | $2,671-48.0% |
| Participant deferral / active EE | $2,865 | $2,850+0.5% | $4,568-37.3% | $4,126-30.6% |
| Admin fee / account holder | $1,491 | $4,097-63.6% | $6,430-76.8% | $5,651-73.6% |