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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,624 | $103,393+34.1% | $87,103+59.2% | $152,909-9.3% |
| Participation rate | 73.9% | 79.4%-5.4pp | 76.9%-3.0pp | 82.5%-8.5pp |
| Annual return | 19.61% | 28.10%-8.5pp | 28.19%-8.6pp | 345.46%-325.9pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $6,021 | $4,778+26.0% | $4,049+48.7% | $5,851+2.9% |
| Admin fee / account holder | $2,766 | $12,195-77.3% | $7,491-63.1% | $11,601-76.2% |