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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,986 | $217,432+34.3% | $185,851+57.1% | $167,553+74.3% |
| Participation rate | 91.7% | 86.1%+5.6pp | 81.7%+10.0pp | 82.1%+9.6pp |
| Annual return | 14.32% | 148.43%-134.1pp | 122.11%-107.8pp | 478.89%-464.6pp |
| Employer contribution / active EE | $0 | $5,874-100.0% | $5,168-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $6,021 | $6,357-5.3% | $5,569+8.1% | $6,343-5.1% |
| Admin fee / account holder | $12,451 | $19,820-37.2% | $16,245-23.4% | $12,316+1.1% |