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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,314 | $160,028+130.8% | $147,080+151.1% | $145,884+153.2% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.8pp | 80.3%-8.9pp |
| Annual return | 9.53% | 98.60%-89.1pp | 420.17%-410.6pp | 551.85%-542.3pp |
| Employer contribution / active EE | $11,957 | $5,286+126.2% | $4,933+142.4% | $4,662+156.5% |
| Participant deferral / active EE | $9,303 | $8,422+10.5% | $8,066+15.3% | $6,690+39.1% |
| Admin fee / account holder | $14,215 | $15,030-5.4% | $12,989+9.4% | $13,392+6.1% |