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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,883 | $73,518+16.8% | $63,003+36.3% | $147,585-41.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.8%+25.2pp | 82.8%+17.2pp |
| Annual return | 17.73% | 175.46%-157.7pp | 87.59%-69.9pp | 578.57%-560.8pp |
| Employer contribution / active EE | $4,174 | $3,322+25.6% | $2,760+51.2% | $4,876-14.4% |
| Participant deferral / active EE | $6,281 | $4,183+50.1% | $3,329+88.7% | $5,439+15.5% |
| Admin fee / account holder | $9,737 | $5,952+63.6% | $3,600+170.5% | $10,885-10.5% |