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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,883 | $73,546+16.8% | $63,018+36.3% | $147,586-41.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.8%+25.2pp | 82.8%+17.2pp |
| Annual return | 17.73% | 175.56%-157.8pp | 87.62%-69.9pp | 578.59%-560.9pp |
| Employer contribution / active EE | $4,174 | $3,324+25.6% | $2,761+51.2% | $4,876-14.4% |
| Participant deferral / active EE | $6,281 | $4,185+50.1% | $3,330+88.6% | $5,439+15.5% |
| Admin fee / account holder | $9,737 | $5,956+63.5% | $3,601+170.4% | $10,886-10.6% |