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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,090 | $118,488-7.1% | $98,462+11.8% | $139,487-21.1% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 19.16% | 18.96%+0.2pp | 21.17%-2.0pp | 373.84%-354.7pp |
| Employer contribution / active EE | $4,541 | $3,611+25.8% | $3,049+48.9% | $4,755-4.5% |
| Participant deferral / active EE | $7,149 | $5,393+32.6% | $4,738+50.9% | $6,713+6.5% |
| Admin fee / account holder | $960 | $13,868-93.1% | $8,875-89.2% | $11,407-91.6% |