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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,042 | $81,276+258.1% | $155,574+87.1% | $80,925+259.6% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 15.41% | 33.36%-18.0pp | 64.87%-49.5pp | 35.65%-20.2pp |
| Employer contribution / active EE | $3,344 | $3,103+7.8% | $4,676-28.5% | $2,756+21.3% |
| Participant deferral / active EE | $7,588 | $3,453+119.8% | $5,629+34.8% | $4,299+76.5% |
| Admin fee / account holder | $5,143 | $7,993-35.7% | $15,914-67.7% | $6,940-25.9% |