Retirement plan

LAFLAMMES GARDEN CENTER, INC. 401(K) PLAN AND TRUST

Name: LAFLAMMES GARDEN CENTER, INC. - LAFLAMMES GARDEN CENTER, INC. 401(K) PLAN AND TRUST (2016) Form 5500
Creator: LAFLAMMES GARDEN CENTER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LAFLAMMES GARDEN CENTER, INC. 401(K) PLAN AND TRUST, LAFLAMMES GARDEN CENTER, INC.

LAFLAMMES GARDEN CENTER, INC.EIN 04-2683197Plan #001PY 2016

863 MONTGOMERY STREET - CHICOPEE, MA 01013413-533-8680

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$1M

+33.2% from 2015

Total participants

-12.5% from 2015

Average account balance

$143,594

+52.2% from 2015

Annual return

7.26%

+8.64 pp from 2015

Benchmarks

See 4,837 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants<25

Cohort4,837 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.48M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$435K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

160.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$219K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$44K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.06%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3728

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$834

$119 / participant

Other / not subdivided$834100.0%

% of EOY assets

0.083%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$143,594

$136,307+5.3%

$106,619+34.7%

$273,972-47.6%

Participation rate

100.0%

84.8%+15.2pp

78.0%+22.0pp

83.0%+17.0pp

Annual return

7.26%

11.05%-3.8pp

9.42%-2.2pp

41.46%-34.2pp

Employer contribution / active EE

$17,775

$5,190+242.5%

$3,947+350.4%

$4,869+265.1%

Participant deferral / active EE

$10,286

$4,969+107.0%

$3,930+161.7%

$5,287+94.5%

Admin fee / account holder

$119

$8,625-98.6%

$6,418-98.1%

$10,133-98.8%

LAFLAMMES GARDEN CENTER, INC. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LAFLAMMES GARDEN CENTER, INC. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion