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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,500 | $160,028+53.4% | $147,080+66.9% | $145,884+68.3% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 16.18% | 98.60%-82.4pp | 420.17%-404.0pp | 551.85%-535.7pp |
| Employer contribution / active EE | $3,995 | $5,286-24.4% | $4,933-19.0% | $4,662-14.3% |
| Participant deferral / active EE | $6,885 | $8,422-18.2% | $8,066-14.6% | $6,690+2.9% |
| Admin fee / account holder | $1,755 | $15,030-88.3% | $12,989-86.5% | $13,392-86.9% |