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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,535 | $71,878-36.6% | $86,698-47.5% | $68,486-33.5% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -16.09% | 3.53%-19.6pp | 35.95%-52.0pp | -7.85%-8.2pp |
| Employer contribution / active EE | $563 | $2,173-74.1% | $2,837-80.2% | $2,597-78.3% |
| Participant deferral / active EE | $4,950 | $3,779+31.0% | $4,656+6.3% | $4,028+22.9% |
| Admin fee / account holder | $5,569 | $6,113-8.9% | $7,493-25.7% | $5,404+3.1% |