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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,545 | $107,363-7.3% | $92,909+7.1% | $152,897-34.9% |
| Participation rate | 75.0% | 79.8%-4.8pp | 76.0%-1.0pp | 82.5%-7.5pp |
| Annual return | 24.89% | 145.63%-120.7pp | 109.44%-84.5pp | 345.43%-320.5pp |
| Employer contribution / active EE | $4,315 | $4,222+2.2% | $3,653+18.1% | $4,764-9.4% |
| Participant deferral / active EE | $6,489 | $4,848+33.9% | $4,238+53.1% | $5,851+10.9% |
| Admin fee / account holder | $1,046 | $7,082-85.2% | $5,795-82.0% | $11,599-91.0% |