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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,524 | $91,198-35.8% | $178,503-67.2% | $79,856-26.7% |
| Participation rate | 98.7% | 69.2%+29.5pp | 81.9%+16.8pp | 69.6%+29.1pp |
| Annual return | 13.21% | 24.20%-11.0pp | 151.12%-137.9pp | 31.71%-18.5pp |
| Employer contribution / active EE | $2,002 | $3,257-38.5% | $5,011-60.1% | $2,471-19.0% |
| Participant deferral / active EE | $1,066 | $3,237-67.1% | $5,202-79.5% | $3,741-71.5% |
| Admin fee / account holder | $860 | $6,748-87.3% | $13,987-93.8% | $5,306-83.8% |