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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,662 | $91,536+13.2% | $130,062-20.3% | $75,177+37.9% |
| Participation rate | 91.8% | 71.5%+20.4pp | 78.5%+13.3pp | 67.2%+24.6pp |
| Annual return | 10.21% | -631.62%+641.8pp | -137.37%+147.6pp | 160.75%-150.5pp |
| Employer contribution / active EE | $6,122 | $2,845+115.2% | $4,322+41.7% | $2,671+129.2% |
| Participant deferral / active EE | $9,206 | $4,343+112.0% | $5,821+58.2% | $4,126+123.1% |
| Admin fee / account holder | $9,939 | $6,780+46.6% | $10,601-6.2% | $5,651+75.9% |