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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,354 | $108,825+17.0% | $156,181-18.5% | $82,448+54.5% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 11.58% | 20.59%-9.0pp | 64.87%-53.3pp | 41.64%-30.1pp |
| Employer contribution / active EE | $6,614 | $2,870+130.5% | $4,294+54.0% | $2,551+159.3% |
| Participant deferral / active EE | $11,193 | $4,577+144.5% | $6,132+82.5% | $4,139+170.4% |
| Admin fee / account holder | $6,088 | $9,341-34.8% | $14,586-58.3% | $7,234-15.8% |