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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,012 | $101,795+7.1% | $165,100-34.0% | $80,959+34.7% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 9.15% | 16.73%-7.6pp | 70.21%-61.1pp | 35.67%-26.5pp |
| Employer contribution / active EE | $7,132 | $2,954+141.5% | $4,348+64.0% | $2,757+158.7% |
| Participant deferral / active EE | $10,083 | $4,476+125.3% | $6,035+67.1% | $4,300+134.5% |
| Admin fee / account holder | $4,986 | $8,221-39.3% | $12,696-60.7% | $6,925-28.0% |