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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $436,591 | $117,829+270.5% | $102,423+326.3% | $145,877+199.3% |
| Participation rate | 57.1% | 78.6%-21.5pp | 76.5%-19.4pp | 80.3%-23.2pp |
| Annual return | 14.04% | 31.83%-17.8pp | 29.42%-15.4pp | 551.28%-537.2pp |
| Employer contribution / active EE | $1,308 | $3,615-63.8% | $3,023-56.7% | $4,663-72.0% |
| Participant deferral / active EE | $4,615 | $5,732-19.5% | $5,054-8.7% | $6,691-31.0% |
| Admin fee / account holder | $0 | $13,335-100.0% | $9,455-100.0% | $13,402-100.0% |