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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $500,138 | $124,425+302.0% | $112,040+346.4% | $137,256+264.4% |
| Participation rate | 57.1% | 79.3%-22.2pp | 76.5%-19.3pp | 80.0%-22.8pp |
| Annual return | 11.84% | 24.72%-12.9pp | 24.52%-12.7pp | 220.34%-208.5pp |
| Employer contribution / active EE | $1,488 | $3,411-56.4% | $2,954-49.6% | $4,156-64.2% |
| Participant deferral / active EE | $5,296 | $5,718-7.4% | $5,098+3.9% | $6,407-17.3% |
| Admin fee / account holder | $33 | $15,207-99.8% | $12,098-99.7% | $12,270-99.7% |