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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,308 | $94,749-42.7% | $112,899-51.9% | $139,466-61.1% |
| Participation rate | 47.4% | 81.3%-33.9pp | 80.5%-33.2pp | 80.3%-33.0pp |
| Annual return | 12.39% | 40.92%-28.5pp | 34.11%-21.7pp | 373.66%-361.3pp |
| Employer contribution / active EE | $1,195 | $4,630-74.2% | $4,566-73.8% | $4,754-74.9% |
| Participant deferral / active EE | $3,064 | $6,517-53.0% | $6,516-53.0% | $6,712-54.4% |
| Admin fee / account holder | $55,451 | $8,530+550.1% | $7,047+686.8% | $11,409+386.0% |