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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,448 | $92,798-23.0% | $96,707-26.1% | $137,256-47.9% |
| Participation rate | 52.9% | 81.6%-28.7pp | 80.4%-27.4pp | 80.0%-27.0pp |
| Annual return | 17.97% | 31.24%-13.3pp | 34.78%-16.8pp | 220.34%-202.4pp |
| Employer contribution / active EE | $1,377 | $4,147-66.8% | $4,191-67.2% | $4,156-66.9% |
| Participant deferral / active EE | $2,899 | $5,877-50.7% | $5,997-51.7% | $6,407-54.8% |
| Admin fee / account holder | $12,131 | $7,946+52.7% | $7,503+61.7% | $12,270-1.1% |