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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,255 | $138,102-70.9% | $125,381-67.9% | $134,532-70.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -10.76% | 750.73%-761.5pp | 572.31%-583.1pp | 418.27%-429.0pp |
| Employer contribution / active EE | $821 | $5,245-84.3% | $4,815-82.9% | $4,741-82.7% |
| Participant deferral / active EE | $3,174 | $7,801-59.3% | $7,448-57.4% | $6,401-50.4% |
| Admin fee / account holder | $1,108 | $11,568-90.4% | $10,007-88.9% | $11,429-90.3% |