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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,711 | $138,076+228.6% | $123,553+267.2% | $135,380+235.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -3.95% | 153.70%-157.7pp | 119.21%-123.2pp | 519.81%-523.8pp |
| Employer contribution / active EE | $13,156 | $5,152+155.4% | $4,628+184.3% | $4,779+175.3% |
| Participant deferral / active EE | $18,255 | $6,800+168.5% | $6,426+184.1% | $5,609+225.5% |
| Admin fee / account holder | $53,042 | $10,917+385.9% | $9,284+471.3% | $10,828+389.9% |