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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,744 | $99,011-82.1% | $86,582-79.5% | $147,586-88.0% |
| Participation rate | 50.0% | 76.3%-26.3pp | 73.5%-23.5pp | 82.8%-32.8pp |
| Annual return | 14.61% | 1312.75%-1298.1pp | 965.08%-950.5pp | 578.59%-564.0pp |
| Employer contribution / active EE | $862 | $3,132-72.5% | $2,839-69.6% | $4,876-82.3% |
| Participant deferral / active EE | $1,252 | $3,972-68.5% | $3,609-65.3% | $5,439-77.0% |
| Admin fee / account holder | $1,198 | $5,709-79.0% | $4,904-75.6% | $10,886-89.0% |