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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,513 | $111,785-53.9% | $93,669-45.0% | $145,877-64.7% |
| Participation rate | 78.6% | 74.2%+4.3pp | 68.7%+9.8pp | 80.3%-1.7pp |
| Annual return | 14.77% | 203.79%-189.0pp | 133.59%-118.8pp | 551.28%-536.5pp |
| Employer contribution / active EE | $984 | $3,096-68.2% | $2,424-59.4% | $4,663-78.9% |
| Participant deferral / active EE | $1,129 | $4,919-77.1% | $4,416-74.4% | $6,691-83.1% |
| Admin fee / account holder | $4,114 | $10,256-59.9% | $8,291-50.4% | $13,402-69.3% |