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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,758 | $85,196+154.4% | $76,383+183.8% | $145,897+48.6% |
| Participation rate | 50.0% | 82.9%-32.9pp | 79.3%-29.3pp | 80.3%-30.3pp |
| Annual return | 10.41% | 13.13%-2.7pp | 13.79%-3.4pp | 552.29%-541.9pp |
| Employer contribution / active EE | $2,000 | $5,268-62.0% | $4,587-56.4% | $4,663-57.1% |
| Participant deferral / active EE | $6,916 | $6,386+8.3% | $5,474+26.3% | $6,689+3.4% |
| Admin fee / account holder | $53,159 | $5,786+818.8% | $5,147+932.9% | $13,390+297.0% |