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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,455 | $93,589+228.5% | $135,942+126.2% | $75,181+309.0% |
| Participation rate | 96.0% | 75.2%+20.8pp | 81.9%+14.1pp | 67.2%+28.8pp |
| Annual return | 17.46% | 30.90%-13.4pp | 68.28%-50.8pp | 160.69%-143.2pp |
| Employer contribution / active EE | $9,995 | $3,537+182.6% | $4,858+105.8% | $2,671+274.3% |
| Participant deferral / active EE | $9,454 | $6,405+47.6% | $7,759+21.8% | $4,126+129.1% |
| Admin fee / account holder | $25,063 | $6,977+259.2% | $10,764+132.8% | $5,650+343.6% |