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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,138 | $211,288+38.7% | $178,540+64.2% | $145,884+100.9% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 11.10% | 30.27%-19.2pp | 27.15%-16.0pp | 551.85%-540.7pp |
| Employer contribution / active EE | $5,000 | $4,574+9.3% | $3,953+26.5% | $4,662+7.2% |
| Participant deferral / active EE | $16,765 | $6,967+140.7% | $6,281+166.9% | $6,690+150.6% |
| Admin fee / account holder | $2,714 | $12,105-77.6% | $10,424-74.0% | $13,392-79.7% |