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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,184 | $167,362+85.3% | $143,799+115.7% | $134,532+130.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.21% | 0.47%-18.7pp | -0.04%-18.2pp | 418.27%-436.5pp |
| Employer contribution / active EE | $7,164 | $5,620+27.5% | $4,952+44.7% | $4,741+51.1% |
| Participant deferral / active EE | $9,497 | $6,447+47.3% | $5,638+68.4% | $6,401+48.4% |
| Admin fee / account holder | $6,530 | $18,094-63.9% | $14,677-55.5% | $11,429-42.9% |