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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,300 | $133,998-70.7% | $112,263-65.0% | $134,545-70.8% |
| Participation rate | 40.0% | 78.6%-38.6pp | 75.1%-35.1pp | 81.2%-41.2pp |
| Annual return | -17.73% | 47.17%-64.9pp | 27.49%-45.2pp | 418.37%-436.1pp |
| Employer contribution / active EE | $0 | $4,040-100.0% | $3,636-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $2,665 | $5,292-49.6% | $4,729-43.6% | $6,401-58.4% |
| Admin fee / account holder | $1,047 | $7,493-86.0% | $6,410-83.7% | $11,431-90.8% |