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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,677 | $125,237+73.0% | $105,608+105.2% | $145,877+48.5% |
| Participation rate | 79.2% | 77.7%+1.5pp | 75.3%+3.9pp | 80.3%-1.1pp |
| Annual return | 13.90% | 225.76%-211.9pp | 116.50%-102.6pp | 551.28%-537.4pp |
| Employer contribution / active EE | $3,069 | $3,720-17.5% | $3,167-3.1% | $4,663-34.2% |
| Participant deferral / active EE | $7,614 | $5,711+33.3% | $5,010+52.0% | $6,691+13.8% |
| Admin fee / account holder | $6,197 | $17,287-64.2% | $11,028-43.8% | $13,402-53.8% |