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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,677 | $126,519+71.3% | $106,201+104.0% | $145,959+48.5% |
| Participation rate | 79.2% | 77.7%+1.5pp | 75.3%+3.9pp | 80.3%-1.1pp |
| Annual return | 13.90% | 225.10%-211.2pp | 116.26%-102.4pp | 561.95%-548.0pp |
| Employer contribution / active EE | $3,069 | $3,726-17.6% | $3,170-3.2% | $4,661-34.2% |
| Participant deferral / active EE | $7,614 | $5,716+33.2% | $5,012+51.9% | $6,689+13.8% |
| Admin fee / account holder | $6,197 | $17,312-64.2% | $11,039-43.9% | $13,398-53.7% |