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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,927 | $32,037-16.0% | $69,182-61.1% | $62,881-57.2% |
| Participation rate | 23.4% | 43.4%-20.0pp | 55.1%-31.7pp | 69.3%-45.9pp |
| Annual return | 5.54% | 15.16%-9.6pp | -21.93%+27.5pp | 20.14%-14.6pp |
| Employer contribution / active EE | $418 | $679-38.4% | $1,206-65.3% | $2,281-81.7% |
| Participant deferral / active EE | $441 | $1,185-62.8% | $1,897-76.8% | $3,203-86.2% |
| Admin fee / account holder | $183 | $2,608-93.0% | $2,697-93.2% | $4,296-95.7% |