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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,813 | $59,813+182.2% | $79,580+112.1% | $68,486+146.5% |
| Participation rate | 61.1% | 61.1%0pp | 69.5%-8.4pp | 67.9%-6.8pp |
| Annual return | -9.07% | -12.30%+3.2pp | 0.15%-9.2pp | -7.85%-1.2pp |
| Employer contribution / active EE | $2,042 | $1,505+35.7% | $2,413-15.4% | $2,597-21.4% |
| Participant deferral / active EE | $2,378 | $3,024-21.4% | $3,985-40.3% | $4,028-41.0% |
| Admin fee / account holder | $6,395 | $4,835+32.3% | $6,835-6.4% | $5,404+18.3% |