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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $587,164 | $181,896+222.8% | $156,551+275.1% | $273,972+114.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 12.19% | 30.74%-18.5pp | 32.23%-20.0pp | 41.46%-29.3pp |
| Employer contribution / active EE | $4,261 | $6,248-31.8% | $5,501-22.5% | $4,869-12.5% |
| Participant deferral / active EE | $5,364 | $5,550-3.4% | $4,871+10.1% | $5,287+1.4% |
| Admin fee / account holder | $31,374 | $15,560+101.6% | $13,028+140.8% | $10,133+209.6% |