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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,467 | $199,109+119.7% | $173,730+151.8% | $154,746+182.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 7.39% | 20.02%-12.6pp | 19.96%-12.6pp | 172.34%-165.0pp |
| Employer contribution / active EE | $9,831 | $5,311+85.1% | $4,577+114.8% | $4,379+124.5% |
| Participant deferral / active EE | $18,543 | $7,113+160.7% | $6,326+193.1% | $6,730+175.5% |
| Admin fee / account holder | $12,663 | $20,916-39.5% | $17,523-27.7% | $14,365-11.9% |