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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,467 | $178,174+145.5% | $156,181+180.1% | $137,256+218.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 7.39% | 84.19%-76.8pp | 64.87%-57.5pp | 220.34%-213.0pp |
| Employer contribution / active EE | $9,831 | $4,972+97.7% | $4,294+129.0% | $4,156+136.5% |
| Participant deferral / active EE | $18,543 | $6,888+169.2% | $6,132+202.4% | $6,407+189.4% |
| Admin fee / account holder | $12,663 | $17,404-27.2% | $14,586-13.2% | $12,270+3.2% |