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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,554 | $85,766+6.7% | $136,298-32.8% | $70,126+30.6% |
| Participation rate | 68.6% | 74.2%-5.5pp | 81.9%-13.3pp | 69.5%-0.9pp |
| Annual return | 15.97% | 31.46%-15.5pp | 5156.27%-5140.3pp | 73.15%-57.2pp |
| Employer contribution / active EE | $509 | $2,966-82.8% | $4,696-89.2% | $2,343-78.3% |
| Participant deferral / active EE | $3,156 | $5,051-37.5% | $6,247-49.5% | $3,332-5.3% |
| Admin fee / account holder | $8,279 | $5,421+52.7% | $9,244-10.4% | $4,645+78.2% |