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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,985 | $106,008+16.0% | $92,240+33.3% | $147,586-16.7% |
| Participation rate | 86.7% | 80.4%+6.3pp | 76.5%+10.2pp | 82.8%+3.8pp |
| Annual return | 17.86% | 50.05%-32.2pp | 176.29%-158.4pp | 578.59%-560.7pp |
| Employer contribution / active EE | $1,627 | $4,333-62.5% | $3,680-55.8% | $4,876-66.6% |
| Participant deferral / active EE | $2,871 | $4,478-35.9% | $3,897-26.3% | $5,439-47.2% |
| Admin fee / account holder | $2,731 | $6,333-56.9% | $5,194-47.4% | $10,886-74.9% |