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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,943 | $110,410+65.7% | $102,437+78.6% | $145,897+25.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.24% | 24.85%-11.6pp | 24.95%-11.7pp | 552.29%-539.1pp |
| Employer contribution / active EE | $5,162 | $4,217+22.4% | $3,871+33.4% | $4,663+10.7% |
| Participant deferral / active EE | $9,200 | $5,622+63.7% | $5,060+81.8% | $6,689+37.5% |
| Admin fee / account holder | $13,253 | $9,745+36.0% | $8,388+58.0% | $13,390-1.0% |