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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,153 | $73,019-28.6% | $90,766-42.5% | $68,490-23.9% |
| Participation rate | 80.8% | 70.8%+9.9pp | 75.7%+5.1pp | 67.9%+12.9pp |
| Annual return | -13.55% | -13.81%+0.3pp | -12.16%-1.4pp | -7.85%-5.7pp |
| Employer contribution / active EE | $419 | $2,193-80.9% | $2,922-85.6% | $2,597-83.8% |
| Participant deferral / active EE | $3,009 | $3,626-17.0% | $4,565-34.1% | $4,028-25.3% |
| Admin fee / account holder | $4,058 | $5,897-31.2% | $8,446-51.9% | $5,403-24.9% |