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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $47,111 |
WILMINGTON TRUST3 years Filed as: WILMINGTON TRUST NATIONAL ASSOC. Service code 27 · EIN 16-1486454 | Advisory (Plan) | $16,424 |
THE BENEFIT PRACTICE2 years Service code 15 · EIN 13-4144565 | Recordkeeping | $6,099 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $2,961 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,746 | $59,813+14.9% | $79,580-13.6% | $68,486+0.4% |
| Participation rate | 77.6% | 61.1%+16.5pp | 69.5%+8.1pp | 67.9%+9.7pp |
| Annual return | -23.61% | -12.30%-11.3pp | 0.15%-23.8pp | -7.85%-15.8pp |
| Employer contribution / active EE | $0 | $1,505-100.0% | $2,413-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $6,338 | $3,024+109.5% | $3,985+59.0% | $4,028+57.4% |
| Admin fee / account holder | $585 | $4,835-87.9% | $6,835-91.4% | $5,404-89.2% |