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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,615 | $87,059+14.4% | $105,608-5.7% | $80,925+23.1% |
| Participation rate | 66.7% | 70.4%-3.8pp | 75.3%-8.6pp | 67.7%-1.0pp |
| Annual return | 18.33% | 17.05%+1.3pp | 116.50%-98.2pp | 35.65%-17.3pp |
| Employer contribution / active EE | $0 | $2,396-100.0% | $3,167-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $2,429 | $3,986-39.1% | $5,010-51.5% | $4,299-43.5% |
| Admin fee / account holder | $5,454 | $8,443-35.4% | $11,028-50.5% | $6,940-21.4% |