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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,266 | $46,732+133.8% | $156,551-30.2% | $55,167+98.1% |
| Participation rate | 92.3% | 65.8%+26.5pp | 84.0%+8.3pp | 69.0%+23.3pp |
| Annual return | 4.51% | 17.72%-13.2pp | 32.23%-27.7pp | 169.23%-164.7pp |
| Employer contribution / active EE | $5,569 | $2,105+164.5% | $5,501+1.2% | $1,963+183.7% |
| Participant deferral / active EE | $4,542 | $2,204+106.1% | $4,871-6.8% | $3,054+48.7% |
| Admin fee / account holder | $5,034 | $418+1103.1% | $13,028-61.4% | $504+898.9% |