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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,697 | $75,962+53.6% | $154,108-24.3% | $64,173+81.8% |
| Participation rate | 88.8% | 70.4%+18.3pp | 83.0%+5.7pp | 69.6%+19.2pp |
| Annual return | -5.51% | 30.32%-35.8pp | 735.21%-740.7pp | 7.63%-13.1pp |
| Employer contribution / active EE | $6,615 | $3,350+97.5% | $5,298+24.9% | $2,381+177.8% |
| Participant deferral / active EE | $5,579 | $3,175+75.7% | $5,081+9.8% | $3,470+60.8% |
| Admin fee / account holder | $4,239 | $5,589-24.2% | $13,411-68.4% | $4,887-13.3% |