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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,356 | $85,171-20.9% | $172,753-61.0% | $72,976-7.7% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 4.86% | 27.32%-22.5pp | 803.00%-798.1pp | 81.02%-76.2pp |
| Employer contribution / active EE | $2,700 | $3,324-18.8% | $5,144-47.5% | $2,440+10.7% |
| Participant deferral / active EE | $3,626 | $3,260+11.2% | $5,198-30.2% | $3,608+0.5% |
| Admin fee / account holder | $905 | $5,880-84.6% | $13,956-93.5% | $5,124-82.3% |