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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,903 | $95,580+261.9% | $76,872+350.0% | $139,466+148.0% |
| Participation rate | 100.0% | 74.0%+26.0pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 12.55% | 55.00%-42.4pp | 37.90%-25.3pp | 373.66%-361.1pp |
| Employer contribution / active EE | $18,498 | $3,145+488.2% | $2,533+630.2% | $4,754+289.1% |
| Participant deferral / active EE | $14,116 | $4,623+205.4% | $3,832+268.4% | $6,712+110.3% |
| Admin fee / account holder | $8,711 | $8,302+4.9% | $5,476+59.1% | $11,409-23.6% |