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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,129 | $78,690+140.3% | $161,489+17.1% | $87,485+116.2% |
| Participation rate | 85.7% | 67.5%+18.2pp | 78.7%+7.0pp | 68.9%+16.8pp |
| Annual return | 9.59% | 32.74%-23.1pp | 89.72%-80.1pp | 26.06%-16.5pp |
| Employer contribution / active EE | $7,199 | $2,588+178.2% | $4,268+68.7% | $2,596+177.3% |
| Participant deferral / active EE | $4,952 | $3,311+49.6% | $5,630-12.0% | $4,274+15.9% |
| Admin fee / account holder | $112,451 | $6,724+1572.5% | $16,006+602.6% | $7,775+1346.4% |