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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,129 | $86,050+119.8% | $189,758-0.3% | $94,015+101.2% |
| Participation rate | 85.7% | 68.9%+16.8pp | 79.8%+5.9pp | 70.8%+14.9pp |
| Annual return | 9.59% | 17.77%-8.2pp | 52.62%-43.0pp | 17.84%-8.3pp |
| Employer contribution / active EE | $7,199 | $2,819+155.4% | $4,767+51.0% | $2,790+158.0% |
| Participant deferral / active EE | $4,952 | $3,349+47.9% | $5,856-15.4% | $4,249+16.5% |
| Admin fee / account holder | $112,451 | $6,627+1597.0% | $20,388+451.6% | $8,951+1156.3% |