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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,473 | $175,259-26.1% | $149,723-13.5% | $139,487-7.2% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 6.97% | 166.82%-159.9pp | 134.50%-127.5pp | 373.84%-366.9pp |
| Employer contribution / active EE | $7,943 | $5,478+45.0% | $4,821+64.7% | $4,755+67.0% |
| Participant deferral / active EE | $7,806 | $6,522+19.7% | $5,682+37.4% | $6,713+16.3% |
| Admin fee / account holder | $3,778 | $16,158-76.6% | $13,215-71.4% | $11,407-66.9% |