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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,288 | $138,102+240.5% | $125,381+275.1% | $134,532+249.6% |
| Participation rate | 95.0% | 84.5%+10.5pp | 82.4%+12.6pp | 81.2%+13.8pp |
| Annual return | -14.29% | 750.73%-765.0pp | 572.31%-586.6pp | 418.27%-432.6pp |
| Employer contribution / active EE | $6,184 | $5,245+17.9% | $4,815+28.4% | $4,741+30.4% |
| Participant deferral / active EE | $9,218 | $7,801+18.2% | $7,448+23.8% | $6,401+44.0% |
| Admin fee / account holder | $34,121 | $11,568+195.0% | $10,007+241.0% | $11,429+198.6% |