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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $534,400 | $154,228+246.5% | $145,433+267.5% | $137,256+289.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 9.14% | 74.59%-65.4pp | 66.58%-57.4pp | 220.34%-211.2pp |
| Employer contribution / active EE | $269 | $4,804-94.4% | $4,554-94.1% | $4,156-93.5% |
| Participant deferral / active EE | $2,651 | $8,216-67.7% | $7,897-66.4% | $6,407-58.6% |
| Admin fee / account holder | $39,190 | $14,344+173.2% | $13,129+198.5% | $12,270+219.4% |